Last Updated: March 2026

At cesaralvarez.ca, we are committed to maintaining the accuracy, confidentiality, and security of your personal information. This Privacy Policy describes the personal information that we collect from or about you, how we use it, and to whom we disclose it.

1. Accountability

Cesar Alvarez is responsible for maintaining and protecting the personal information under our control. We have designated procedures to ensure compliance with the Alberta Personal Information Protection Act (PIPA) and other relevant Canadian privacy laws.

2. Information We Collect

We collect information necessary to provide you with financial consulting, insurance, and investment strategies. This may include:

Contact Information: Name, address, email, and phone number.

Financial Information: Income, assets, liabilities, and financial goals.

Identification: Date of birth and other government-issued identifiers required for insurance applications.

Usage Data: IP addresses and cookies via our website to improve your browsing experience.

3. Purpose of Collection

We collect your personal information for the following purposes:

To establish and maintain a responsible commercial relationship with you.

To understand your financial needs and eligibility for products (Insurance, Investments).

To comply with legal and regulatory requirements in the province of Alberta and Canada.

To process applications through our partners, including World Financial Group (WFG) and affiliated carriers.

4. Consent

Knowledge and consent are required for the collection, use, or disclosure of personal information, except where required or permitted by law. By using this website or booking a consultation, you consent to the collection of information as described herein.

5. Disclosure of Information

We do not sell or rent your personal information to third parties. Your information is only shared with:

Affiliated financial institutions and insurance carriers necessary to fulfill your requested services.

Regulatory bodies as required by Canadian law.

6. Safeguards and Retention

Personal information is protected by security safeguards appropriate to the sensitivity of the information. We retain your personal information only as long as necessary to fulfill the purposes for which it was collected or as required by law.

7. Access to Your Information

Upon request, you have the right to be informed of the existence, use, and disclosure of your personal information and be given access to it. You may verify the accuracy and completeness of your information and request amendments if appropriate.

8. Contact Us

If you have any questions about this Privacy Policy or the privacy practices of our Alberta-based office, please contact:

Cesar Alvarez

80 Royal Rd NW, Edmonton,

Alberta T6J 2E7. Canada

Phone +17808034076