Effective Date: March 20, 2026

Welcome to cesaralvarez.ca. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions of use. If you disagree with any part of these terms, please do not use our website.

1. Professional Disclaimer

The content on this website is provided for informational purposes only and does not constitute professional financial, investment, tax, or legal advice.

Every individual’s financial situation is unique.

All financial strategies, insurance products, and investment discussions should be conducted through a formal consultation to determine suitability.

Cesar Alvarez is an independent representative associated with World Financial Group (WFG); all products are subject to the terms and conditions of the specific issuing insurance or investment carrier.

2. Use of Site and Services

By using this site, you represent that you are at least 18 years of age and a resident of Canada (specifically Alberta or other provinces where Cesar Alvarez is licensed to conduct business). You agree to use this site only for lawful purposes and in a way that does not infringe the rights of others.

3. No Guarantee of Results

While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or timeliness of the content. Financial markets and insurance regulations are subject to change. Past performance of any financial strategy or investment is not indicative of future results.

4. Booking and Consultations

Accuracy: You agree to provide accurate and truthful information when booking a consultation or filling out forms.

Cancellations: We value your time and ask that you provide at least 24 hours' notice if you need to reschedule or cancel an appointment.

No Obligation: A discovery call or initial consultation does not create a formal advisor-client relationship until a specific service agreement or application is signed.

5. Intellectual Property

The brand "Cesar Alvarez," the logo, website design, text, and graphics are the intellectual property of Cesar Alvarez and/or his licensors. You may not reproduce, redistribute, or use any content for commercial purposes without express written consent.

6. Limitation of Liability

In no event shall Cesar Alvarez or his affiliates be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website.

7. External Links

Our website may contain links to third-party websites (such as WFG portals or insurance carriers). We have no control over the content or privacy practices of these sites and accept no responsibility for them.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of Alberta.

9. Changes to Terms

We reserve the right to revise these terms at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms & Conditions.

Contact Information

If you have any questions regarding these Terms, please contact us at:
Email: [email protected]
Location: Alberta, Canada